Wednesday, October 28, 2020

Heidi Herman: Writer


They say, 'you’re never too old.' Never too old to do something for the first time, take on a new challenge, push yourself to your physical and mental limits, or step out of your comfort zone. You only live once. But how many of us would embrace such an  adventurous attitude, in our nineties.  in this episode we meet the writer, Heidi Herman, who was inspired by her mother, to “spread more living onto everyday life.” At the age of 93, Íeda Jónasdóttir Herman set out to find ninety-three things she had never done before, with the intention of trying them between her 93rd and 94th birthdays.  In her book, On with the Butter! Spread more living onto everyday life, Heidi tells the inspiring story of her mother’s adventure and the zest for life she shared with her family and friends. 

Visit the LLAMA podcast website for complete show notes, including a transcript of the conversation.

This episode is brought to you by AgeUp, a new product that helps fill in the financial gaps that are often created once you’ve mastered aging and achieved an exceptionally long life. Small monthly payments to AgeUp stack over time to create a secure income stream for your 90s and beyond. Contributions to AgeUp are shielded from market swings, and once payouts begin at age 91 or above, they’re guaranteed to last for life. AgeUp is backed by MassMutual and sold by Haven Life Insurance Agency. You can find out more at Age-Up.com


Wednesday, October 21, 2020

Blair Baldwin: Founder, AgeUp

Blair Baldwin
What if we run out of money, as we get older? If we live a very long, healthy and active life, will we be able to afford the kind of lifestyle that we aspire to, as a nonagenarian or centenarian? The so-called longevity risk poses a dilemma for many people. The goal is to enjoy a vibrant healthspan but it could prove to be expensive.  In this episode of the Live Long and Master Aging podcast we discuss the financial side of living a very long life. 


We also meet LLAMA’s new sponsor, AgeUp, a novel financial product that provides guaranteed supplemental income for people who worry about the financial impact of longevity. We explore the idea of longevity annuities - sometimes called deferred income annuities - as a way to set up a stream of income for life beyond 90. 

Blair Baldwin, founder and general manager of AgeUp, explains how the product came about, he shares the research behind the concept, and breaks down how it works.

Recorded: October 15, 2020

NOTES & QUOTES 


Blair Baldwin Bio
Blair Baldwin is the founder and general manager of AgeUp, a first-of-its-kind financial product that fundamentally reimagines how annuities can both materially help the lives of middle class Americans and solve a looming financial crisis facing our country: how to close the gap between life expectancy and retirement savings. Blair and his team developed AgeUp as a new business unit inside Haven Life, MassMutual’s in-house startup.

AgeUp is available only in the United States. 

In this episode we cover:
  • The story behind AgeUp and how Blair developed an interest in human longevity. 
  • The challenge: Creating financially accessible products that “do a little good for the world."
  • Family conversations about money and old age. 
  • Attitudes towards extreme longevity and how they affect our perspective on money. 
"If you have fewer worries about money and finances, especially when you imagine the future state, that can only help lower your levels of anxiety and can only correlate to a more healthy lifestyle.  Essentially, and a better chance of living a very long life."
  • Setting in place a financial plan to create an income over the age 90 
  • Why have an income stream so late in life?
  • Weighing the options and assessing the longevity risk. 
  • Involving the family and building in a safety net. 
  • Longevity and Covid 19 - and the importance of a long-term view
This episode of the Live Long and Master Aging podcast is produced in association with AgeUp, a new product that helps fill in the financial gaps that are often created once you’ve mastered aging and achieved an exceptionally long life. Small monthly payments to AgeUp stack over time to create a secure income stream for your 90s and beyond. Contributions to AgeUp are shielded from market swings, and once payouts begin at age 91 or above, they’re guaranteed to last for life. AgeUp is backed by MassMutual and sold by Haven Life Insurance Agency. You can find out more at Age-Up.com

Tuesday, October 6, 2020

Stuart Phillips: McMaster University


A key pillar of human longevity is our ability to remain physically strong and active as we age. Frailty is an all-too-familiar downside of growing old. But there is much we can do to slow down and even reverse the process that leads to the weakening of our limbs.  In this episode of the Live Long and Master Aging (LLAMA) podcast, we delve into the latest clinical discoveries that could help us stay strong and vital for much longer. 


Prof. Stuart Phillips, director of the Physical Activity Centre of Excellence (PACE) at the Department of Kinesiology at McMaster University, Hamilton, Ontario, explains how laboratory research into mitochondrial health is being applied to human physiology. Dr. Phillips is a member of the advisory board of Amazentis, the Swiss life science company, which has partnered with the LLAMA podcast to produce this episode. 

Connect with Dr. Phillips McMaster University | Facebook | Twitter | 

This episode of the LLAMA podcast was brought to you in association with Amazentis, a Swiss life science company, which is pioneering cutting edge, clinically validated cellular nutrition, under its Timeline brand.


In this interview we cover:
  • PACE - a a community access exercise facility for special populations over the age of 55
  • The impact a period of muscular disuse has on the body 
  • Why Covid has had such a marked effect on older people through inactivity 
“Most clinicians would acknowledge that a bout of physical inactivity, bedrest or illness is is a watershed moment for older people.”
  • The classic image of the older, retired person and why the notion of aging being associated with a decline in our physical functions is being challenged. 
  • Pursuing a goal of aging as healthily as we can for as long as we can.
  • Understanding the phenomenon of Sarcopenia
"I don't think that in your lifetime or my lifetime, we're going to see the magic, so-called, anti aging pill.
  • The condition known as frailty. 
  • Ten thousand steps per day - why that number? 
  • Type II diabetes and psychical activity.
  • Working with Amazentis to explore the benefits of Mitopure, a pure form urolithin A, in humans.
"I've been really impressed with the scientific trajectory that the company (Amazenitis) has taken …. it's backed by a lot of good research."
  • Making the connection between research in laboratory animals and humans."
"We're actually eager to conduct some research with this compound because we think that the upside of it for aging people is tremendous."
  • Lifestyles that give meaning to life.
  • The protein question - how much and what kind? 
  • The declining immune system with aging. 
  • Why is exercise king and nutrition queen? 
“Being physically active is the forgiver of a lot of sins.”
  • Is there a recipe for good exercise? 
  • Why do we run marathons?
  • The power of walking 
  • Spreading the message of healthy aging through social media
"If you're up for a walk seven days a week, my bet is that you're in pretty darn good shape."